Monday, November 2, 2009

Bank on a Bad Economy

Published Friday, August 01, 2008

John Hill of Envizion Financial has spent nearly 20 years lending money to fire departments and municipalities. He's financed more than 3,500 trucks for about 2,500 fire departments. He offers this advice to fire departments to get the most out of their apparatus financing. In this economy, how should fire departments change their approach to finance? Be very cautious and do a lot of homework. They need to do some real stress-testing on their budgets to understand what may happen if their revenues go down 10% or 15%; ask what happens if revenues go down by 10% and ...

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